Lease-to-Own in Harker Heights, TX: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Harker Heights, TX, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Harker Heights, TX

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Harker Heights, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Harker Heights, TX to help you determine which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Harker Heights, TX Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Harker Heights, TX? They both have similar application steps. Shop at your favorite eligible stores in Harker Heights, choose the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Harker Heights, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Harker Heights vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Harker Heights, TX are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Harker Heights, TX, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Harker Heights with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Harker Heights Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Harker Heights allows you to shop at thousands of Harker Heights stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Harker Heights, TX, or view Acima Leasing's online retailers.

What Items Can I Lease in Harker Heights, TX with Acima Leasing vs. Progressive Leasing?

Progressive Leasing and Acima Leasing in Harker Heights, TX consider the same items leasable. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Harker Heights, TX?

The choice of lease-to-own company in Harker Heights, TX is entirely in your hands. To choose the right fit, consider the application process, approval requirements, and which Harker Heights stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.