Snap Finance in Greenville, TX or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Greenville, TX — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Greenville, TX

When comparing lease-to-own companies in Greenville, TX, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Greenville so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Greenville, TX

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Greenville, TX tend to work the same way. You shop at an approved Greenville retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Snap Finance in Greenville, TX or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Greenville, TX?

The items you can shop for vary based on which Greenville, TX retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Greenville, TX

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Greenville, TX retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Greenville and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Greenville, TX.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Greenville, TX?

Snap Finance and Acima Leasing both want to help shoppers in Greenville TX get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Greenville, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.

For Acima Leasing in Greenville, TX, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Greenville, TX, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Greenville, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.