Choosing Your Grapevine, TX Lease-to-Own Company
When selecting a lease-to-own company in Grapevine, TX, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Grapevine and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Grapevine, TX Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Grapevine, TX lease-to-own companies operate similarly. First, you pick from a list of approved Grapevine retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Grapevine, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Grapevine, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Grapevine, TX. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Grapevine, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Grapevine, TX and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Grapevine businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Grapevine, TX stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Grapevine, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Grapevine, TX with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Grapevine, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Grapevine, TX requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Grapevine, TX? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Grapevine, TX. Choose the lease-to-own company that works best for you based on approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.