How to Choose a Lease-to-Own Company in Grand Praire, TX
When picking a lease-to-own company in Grand Praire, TX, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Grand Praire so you can decide which company sounds best for you.
How Does Lease-to-Own in Grand Praire, TX Work?
How does Acima Leasing work? Or Snap Finance? Whichever Grand Praire, TX lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Grand Praire retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Grand Praire, TX or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Grand Praire, TX?
The items you can shop for vary based on which Grand Praire, TX retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Grand Praire, TX
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Grand Praire, TX businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Grand Praire and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Grand Praire, TX, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Grand Praire, TX
Snap Finance and Amica Leasing are dedicated to helping Grand Praire, TX shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Grand Praire, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Grand Praire, TX also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Grand Praire, TX Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Grand Praire, TX shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.