Deciding Between Acima Leasing and Snap Finance in Granbury, TX

Seeking a lease-to-own solution in Granbury, TX? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Granbury, TX

When choosing a lease-to-own company in Granbury, TX, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Granbury so you can determine which company is right for you.

Snap Finance in Granbury, TX vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Granbury, TX lease-to-own companies operate similarly. First, you pick from a list of approved Granbury retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Granbury, TX will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Granbury, TX?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Granbury, TX. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Granbury, TX Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Granbury, TX and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Granbury and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Granbury, TX.

What’s Needed to Apply for Acima Leasing or Snap Finance in Granbury, TX

Both Snap Finance and Amica Leasing aim to help shoppers in Granbury, TX with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Granbury, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

Acima Leasing in Granbury, TX also requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Granbury, TX, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Granbury, TX. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.