What to Look for in Gonzales, TX Lease-to-Own Companies
When selecting a lease-to-own company in Gonzales, TX, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Gonzales so you can find the right company for you.
How Does Lease-to-Own in Gonzales, TX Work?
How do Acima Leasing and Snap Finance work? Whichever Gonzales, TX lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Gonzales and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Gonzales, TX will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Gonzales, TX?
The items you can shop for in Gonzales, TX depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Gonzales, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Gonzales, TX as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Gonzales businesses to national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Gonzales, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Gonzales, TX
Both Snap Finance and Amica Leasing aim to help shoppers in Gonzales, TX with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Gonzales, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Gonzales, TX also requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Gonzales, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Gonzales, TX. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.