How Do I Choose Between Lease-to-Own Companies in Garland, TX?
Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Garland, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Garland, TX so you can figure out which company offers the requirements, store selection, and application process that fits your needs.
How Do Acima Leasing and Progressive Leasing in Garland, TX Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Garland, TX? You can expect a similar application process for both. Shop at eligible Garland stores, choose the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Garland, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Garland vs. Acima Leasing?
Although Acima Leasing and Progressive Leasing in Garland, TX share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Garland, TX, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Garland shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Garland, TX Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Garland stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Garland, TX, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Garland, TX
You'll find that Progressive Leasing and Acima Leasing in Garland, TX have similar leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Garland, TX?
The decision of which Garland, TX lease-to-own company to choose is entirely yours to make. To choose the right fit, consider the application process, approval requirements, and which Garland stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.