Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Friendswood, TX

Looking for a lease-to-own company in Friendswood, TX? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Friendswood, TX

When picking a lease-to-own company in Friendswood, TX, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Friendswood so you know which company is your best fit.

Snap Finance in Friendswood, TX vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Friendswood, TX follow similar models. You shop in person or online at an approved Friendswood retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Friendswood, TX will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Friendswood, TX?

The items you can shop for vary based on which Friendswood, TX retailers are approved by Snap Finance or Acima Leasing. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Friendswood, TX

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Friendswood, TX and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Friendswood and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Friendswood, TX stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Friendswood, TX?

Snap Finance and Amica Leasing are dedicated to helping Friendswood, TX shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Friendswood, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Friendswood, TX requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Friendswood, TX, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Friendswood, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.