What to Look for in Franklin, TX Lease-to-Own Companies
When selecting a lease-to-own company in Franklin, TX, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Franklin and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Franklin, TX Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Franklin, TX tend to work the same way. You shop in person or online at an approved Franklin retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Franklin, TX or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Franklin, TX?
The items you can shop for vary based on which Franklin, TX retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Franklin, TX
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Franklin, TX as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Franklin and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Franklin, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Franklin, TX
Snap Finance and Amica Leasing are dedicated to helping Franklin, TX shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Franklin, TX, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Franklin, TX, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Franklin, TX Lease-to-Own Company
Many shoppers across Franklin, TX can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.