What to Look for in Floresville, TX Lease-to-Own Companies
When comparing lease-to-own companies in Floresville, TX, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Floresville and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Floresville, TX Work?
How does Snap Finance work? Or Acima Leasing? Most Floresville, TX lease-to-own companies operate similarly. You shop in person or online at an approved Floresville retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Floresville, TX will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Floresville, TX Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Floresville, TX. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Floresville, TX Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Floresville, TX as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Floresville and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Floresville, TX stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Floresville, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Floresville, TX with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Floresville, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
For Acima Leasing in Floresville, TX, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Floresville, TX? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Floresville, TX shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.