How to Choose a Lease-to-Own Company in Ferris, TX
When choosing a lease-to-own company in Ferris, TX, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Ferris and Acima Leasing so you can determine which company is right for you.
Snap Finance in Ferris, TX vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Ferris, TX lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Ferris retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing in Ferris, TX or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Ferris, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Ferris, TX depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Ferris, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Ferris, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Ferris and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Ferris, TX or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ferris, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Ferris, TX with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Ferris, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
For Acima Leasing in Ferris, TX, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Ferris, TX? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Ferris, TX shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.