Progressive Leasing or Acima Leasing in Elgin, TX?

When you need a lease-to-own solution in Elgin, TX, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Elgin, TX

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but are low on cash. You have your choice of companies like Progressive Leasing in Elgin, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Elgin, TX to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Elgin Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Elgin, TX? And how does Acima Leasing work? You can expect a similar application process for both. Shop at your favorite eligible stores in Elgin, pick out the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Elgin!

Elgin Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Elgin, TX have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Elgin, TX, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Elgin shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Elgin Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Elgin and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Elgin, TX, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Elgin, TX with Acima Leasing vs. Progressive Leasing?

Progressive Leasing and Acima Leasing in Elgin, TX consider the same items leasable. In general, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Acima Leasing or Progressive Leasing the Best Elgin, TX Lease-to-Own Company?

Determining the right lease-to-own company in Elgin, TX is a personal choice we can't make for you. To choose the right fit, consider which Elgin retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.