Choosing Your El Paso, TX Lease-to-Own Company
When selecting a lease-to-own company in El Paso, TX, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in El Paso so you can decide which company sounds best for you.
How Does Lease-to-Own in El Paso, TX Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in El Paso, TX tend to work the same way. You shop in person or online at an approved El Paso retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in El Paso, TX or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in El Paso, TX?
The items you can shop for vary based on which El Paso, TX retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
El Paso, TX and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in El Paso, TX as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in El Paso and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find El Paso, TX stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in El Paso, TX
Both Snap Finance and Amica Leasing support El Paso, TX residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in El Paso, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
Acima Leasing in El Paso, TX also requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in El Paso, TX
Snap Finance and Acima Leasing can greatly benefit shoppers like you in El Paso, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.