What to Look for in Desoto, TX Lease-to-Own Companies
When comparing lease-to-own companies in Desoto, TX, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Desoto so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Desoto, TX
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Desoto, TX follow similar models. You shop at an approved Desoto retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Desoto, TX will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Desoto, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Desoto, TX retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Desoto, TX
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Desoto, TX retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Desoto stores and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Desoto, TX stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Desoto, TX
Snap Finance and Acima Leasing both want to help shoppers in Desoto TX get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Desoto, TX, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Desoto, TX also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Desoto, TX
Many shoppers across Desoto, TX can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.