Lease-to-Own in Desoto, TX: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Desoto, TX? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Desoto, TX

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but are low on cash. Desoto is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Desoto, TX against Progressive Leasing so you can figure out which company's store selection, requirements, and application process sound right for you.

Desoto Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Desoto, TX? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Desoto, select the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Desoto, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Desoto vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Desoto, TX might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Desoto, TX, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Desoto shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Desoto, TX

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Desoto, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Desoto, TX, or view Acima Leasing's online retailers.

What Items Can I Lease in Desoto, TX with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Desoto, TX are quite similar. Broadly speaking, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Desoto, TX?

The choice of lease-to-own company in Desoto, TX is entirely in your hands. The best option for you depends on the application process, approval requirements, and which Desoto stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.