Choosing a Lease-to-Own Company in Dayton, TX
When picking a lease-to-own company in Dayton, TX, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Dayton so you can decide which company sounds best for you.
Snap Finance in Dayton, TX vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Dayton, TX lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Dayton retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Dayton, TX or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Dayton, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dayton, TX. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Dayton, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Dayton, TX and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Dayton and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Dayton, TX.
Acima Leasing vs. Snap Finance Application and Requirements in Dayton, TX
Snap Finance and Acima Leasing both want to help shoppers in Dayton TX get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Dayton, TX, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Dayton, TX requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Dayton, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Dayton, TX shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.