Snap Finance in Corpus Christi, TX or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Corpus Christi, TX — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Corpus Christi, TX

When picking a lease-to-own company in Corpus Christi, TX, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Corpus Christi so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Corpus Christi, TX

How does Snap Finance work? Or Acima Leasing? Most Corpus Christi, TX lease-to-own companies operate similarly. You shop in person or online at an approved Corpus Christi retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Corpus Christi, TX will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Corpus Christi, TX?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Corpus Christi, TX. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Corpus Christi, TX and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Corpus Christi, TX businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Corpus Christi and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Corpus Christi, TX.

Acima Leasing vs. Snap Finance Application and Requirements in Corpus Christi, TX

Snap Finance and Amica Leasing are dedicated to helping Corpus Christi, TX shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Corpus Christi, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Corpus Christi, TX, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Corpus Christi, TX? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Corpus Christi, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.