How to Choose a Lease-to-Own Company in Colleyville, TX
When choosing a lease-to-own company in Colleyville, TX, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Colleyville and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Colleyville, TX
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Colleyville, TX tend to work the same way. First, you pick from a list of approved Colleyville retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Colleyville, TX or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Colleyville, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Colleyville, TX retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Colleyville, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Colleyville, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Colleyville stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Colleyville, TX stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Colleyville, TX
For shoppers in Colleyville, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Colleyville, TX, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Colleyville, TX requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Colleyville, TX
Acima Leasing and Snap Finance are great options for Colleyville, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.