Choosing Your College Station, TX Lease-to-Own Company
When choosing a lease-to-own company in College Station, TX, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in College Station and Acima Leasing so you can determine which company is right for you.
Snap Finance in College Station, TX vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most College Station, TX lease-to-own companies operate similarly. To start, you choose an approved retailer in College Station and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in College Station, TX will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in College Station, TX?
The items you can shop for in College Station, TX depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
College Station, TX and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local College Station, TX businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local College Station stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in College Station, TX, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in College Station, TX?
Snap Finance and Acima Leasing both want to help shoppers in College Station TX get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in College Station, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in College Station, TX requires an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your College Station, TX Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in College Station, TX. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.