Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Chandler, TX

You’re ready to shop with help from a lease-to-own company in Chandler, TX. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

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    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

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Choosing Your Chandler, TX Lease-to-Own Company

When choosing a lease-to-own company in Chandler, TX, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Chandler so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Chandler, TX

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Chandler, TX follow similar models. You shop at an approved Chandler retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Snap Finance in Chandler, TX or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Chandler, TX?

The items you can shop for in Chandler, TX depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Chandler, TX and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Chandler, TX retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Chandler and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Chandler, TX, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Chandler, TX

Everyone in Chandler, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Chandler, TX, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Chandler, TX also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Chandler, TX

Acima Leasing and Snap Finance are great options for Chandler, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.