Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Borger, TX

Seeking a lease-to-own solution in Borger, TX? We compare Acima Leasing and Snap Finance to help guide your decision

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

How to Choose a Lease-to-Own Company in Borger, TX

When picking a lease-to-own company in Borger, TX, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Borger and Acima Leasing so you can decide which company sounds best for you.

How Does Lease-to-Own in Borger, TX Work?

How does Snap Finance work? Or Acima Leasing? Most Borger, TX lease-to-own companies operate similarly. To start, you choose an approved retailer in Borger and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Acima Leasing in Borger, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Borger, TX?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Borger, TX. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Borger, TX

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Borger, TX retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Borger businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Borger, TX or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Borger, TX

Both Snap Finance and Amica Leasing support Borger, TX residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Borger, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.

Acima Leasing in Borger, TX also requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Borger, TX Lease-to-Own Company

Many shoppers across Borger, TX can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.