Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Benbrook, TX

You need a lease-to-own option in Benbrook, TX — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Benbrook, TX

When comparing lease-to-own companies in Benbrook, TX, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Benbrook and Snap Finance so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Benbrook, TX Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Benbrook, TX follow similar models. To start, you choose an approved retailer in Benbrook and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, pick the eligible items you want, and Acima Leasing in Benbrook, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Benbrook, TX?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Benbrook, TX. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Benbrook, TX

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Benbrook, TX and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Benbrook and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Benbrook, TX or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Benbrook, TX?

Everyone in Benbrook, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Benbrook, TX, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

Acima Leasing in Benbrook, TX also requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Benbrook, TX Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Benbrook, TX. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.