Choosing a Lease-to-Own Company in Beaumont, TX
When picking a lease-to-own company in Beaumont, TX, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Beaumont so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Beaumont, TX
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Beaumont, TX follow similar models. You shop at an approved Beaumont retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Beaumont, TX or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Beaumont, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Beaumont, TX. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Beaumont, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Beaumont, TX and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Beaumont stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Beaumont, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Beaumont, TX
Both Snap Finance and Amica Leasing support Beaumont, TX residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Beaumont, TX, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
For Acima Leasing in Beaumont, TX, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Beaumont, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Beaumont, TX shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.