How to Choose a Lease-to-Own Company in Bastrop, TX
When choosing a lease-to-own company in Bastrop, TX, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bastrop and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Bastrop, TX Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Bastrop, TX tend to work the same way. You shop at an approved Bastrop retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing in Bastrop, TX or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bastrop, TX?
The items you can shop for vary based on which Bastrop, TX retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Bastrop, TX Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Bastrop, TX businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Bastrop and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Bastrop, TX stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Bastrop, TX
Both Snap Finance and Amica Leasing aim to help shoppers in Bastrop, TX with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bastrop, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
Acima Leasing in Bastrop, TX also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Bastrop, TX Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bastrop, TX. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.