Choosing Your Balch Springs, TX Lease-to-Own Company
When picking a lease-to-own company in Balch Springs, TX, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Balch Springs so you can determine which company is right for you.
Snap Finance in Balch Springs, TX vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Balch Springs, TX tend to work the same way. To start, you choose an approved retailer in Balch Springs and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Balch Springs, TX will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Balch Springs, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Balch Springs, TX. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Balch Springs, TX
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Balch Springs, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Balch Springs stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Balch Springs, TX.
What Are the Requirements for Acima Leasing vs. Snap Finance in Balch Springs, TX?
Everyone in Balch Springs, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Balch Springs, TX, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Balch Springs, TX also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Balch Springs, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Balch Springs, TX shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.