How to Choose a Lease-to-Own Company in Atlanta, TX
When comparing lease-to-own companies in Atlanta, TX, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Atlanta so you know which company is your best fit.
Snap Finance in Atlanta, TX vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Atlanta, TX tend to work the same way. To start, you choose an approved retailer in Atlanta and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Atlanta, TX or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Atlanta, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Atlanta, TX. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Atlanta, TX
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Atlanta, TX businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Atlanta and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Atlanta, TX stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Atlanta, TX?
Everyone in Atlanta, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Atlanta, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Atlanta, TX, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Atlanta, TX, the Choice Is Yours
Many shoppers across Atlanta, TX can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.