How to Choose a Lease-to-Own Company in Athens, TX
When comparing lease-to-own companies in Athens, TX, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Athens and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Athens, TX Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Athens, TX follow similar models. You shop at an approved Athens retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Athens, TX will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Athens, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Athens, TX. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Athens, TX
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Athens, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Athens stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Athens, TX, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Athens, TX
Snap Finance and Acima Leasing both want to help shoppers in Athens TX get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Athens, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Athens, TX, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Athens, TX? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Athens, TX. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.