Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Arlington, TX

You’re ready to shop with help from a lease-to-own company in Arlington, TX. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Arlington, TX

When comparing lease-to-own companies in Arlington, TX, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Arlington so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Arlington, TX

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Arlington, TX lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Arlington and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Acima Leasing in Arlington, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Arlington, TX?

The items you can shop for vary based on which Arlington, TX retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Arlington, TX

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Arlington, TX retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Arlington stores and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Arlington, TX.

What’s Needed to Apply for Acima Leasing or Snap Finance in Arlington, TX

Everyone in Arlington, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Arlington, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Arlington, TX also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Arlington, TX

Many shoppers across Arlington, TX can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.