Choosing Your Amarillo, TX Lease-to-Own Company
When picking a lease-to-own company in Amarillo, TX, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Amarillo and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Amarillo, TX
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Amarillo, TX tend to work the same way. First, you pick from a list of approved Amarillo retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Amarillo, TX will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Amarillo, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Amarillo, TX. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Amarillo, TX Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Amarillo, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Amarillo businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Amarillo, TX or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Amarillo, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Amarillo, TX with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Amarillo, TX, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Amarillo, TX, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Amarillo, TX Lease-to-Own Company
Many shoppers across Amarillo, TX can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.