Choosing a Lease-to-Own Company in Allen, TX
When comparing lease-to-own companies in Allen, TX, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Allen and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Allen, TX Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Allen, TX lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Allen retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing in Allen, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Allen, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Allen, TX retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Allen, TX Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Allen, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Allen businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Allen, TX or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Allen, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Allen, TX with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Allen, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Allen, TX also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Allen, TX
Acima Leasing and Snap Finance are great options for Allen, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.