What to Look for in Addison, TX Lease-to-Own Companies
When picking a lease-to-own company in Addison, TX, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Addison so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Addison, TX
How does Snap Finance work? Or Acima Leasing? Whichever Addison, TX lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Addison and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Addison, TX or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Addison, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Addison, TX. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Addison, TX
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Addison, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Addison businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Addison, TX.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Addison, TX?
For shoppers in Addison, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Addison, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Addison, TX also requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Addison, TX, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Addison, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.