How to Choose a Lease-to-Own Company in Abilene, TX
When selecting a lease-to-own company in Abilene, TX, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Abilene so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Abilene, TX Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Abilene, TX follow similar models. To start, you choose an approved retailer in Abilene and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Abilene, TX will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Abilene, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Abilene, TX. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Abilene, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Abilene, TX businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Abilene stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Abilene, TX.
What’s Needed to Apply for Acima Leasing or Snap Finance in Abilene, TX
Snap Finance and Amica Leasing are dedicated to helping Abilene, TX shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Abilene, TX, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Abilene, TX also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Abilene, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Abilene, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.