Choosing Between Acima Leasing and Progressive Leasing in Sturgis, SD

Looking to lease-to-own in Sturgis, SD but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Sturgis, SD

Lease-to-own can save the day when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Sturgis, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Sturgis, SD to guide you in deciding which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Sturgis, SD Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Sturgis, SD? They both have similar application steps. Shop at eligible Sturgis stores, find the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Sturgis, you may be approved for up to $5,000!

Sturgis Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Sturgis, SD have similar application processes, they have different requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Sturgis, SD, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Sturgis with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Sturgis Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Sturgis, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Sturgis, SD, or view Acima Leasing's online retailers.

What Items Can I Lease in Sturgis, SD with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Sturgis, SD follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Sturgis, SD?

The decision of which Sturgis, SD lease-to-own company to choose is entirely yours to make. The right choice for you will depend on the application process, approval requirements, and which Sturgis stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.