Choosing Between Acima Leasing and Progressive Leasing in Spearfish, SD

When you need a lease-to-own solution in Spearfish, SD, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Spearfish, SD Lease-to-Own Companies

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Spearfish, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Spearfish, SD to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Spearfish Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Spearfish, SD? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Spearfish, find the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Spearfish!

Lease-to-Own Requirements for Progressive Leasing in Spearfish vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Spearfish, SD share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Spearfish, SD need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Spearfish who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Spearfish, SD Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Spearfish allows you to shop at thousands of Spearfish stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Spearfish, SD, or shop Acima Leasing's online retailers.

What Items Can I Lease in Spearfish, SD with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Spearfish, SD are quite similar. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Spearfish, SD Lease-to-Own Company?

We can’t tell you which lease-to-own company in Spearfish, SD to choose. The best option for you depends on approval requirements, which stores in Spearfish you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.