Deciding Between Acima Leasing and Snap Finance in Sisseton, SD

You’re ready to shop with help from a lease-to-own company in Sisseton, SD. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Sisseton, SD

When choosing a lease-to-own company in Sisseton, SD, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sisseton so you know which company is your best fit.

How Does Lease-to-Own in Sisseton, SD Work?

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Sisseton, SD follow similar models. You shop at an approved Sisseton retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Sisseton, SD will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Sisseton, SD?

The items you can shop for vary based on which Sisseton, SD retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Sisseton, SD and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Sisseton, SD and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Sisseton and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Sisseton, SD, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Sisseton, SD

Snap Finance and Acima Leasing both want to help shoppers in Sisseton SD get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Sisseton, SD. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Sisseton, SD requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Sisseton, SD Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Sisseton, SD. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.