Lease-to-Own in Sioux Falls, SD: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Sioux Falls, SD but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Sioux Falls, SD Lease-to-Own Companies

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Sioux Falls, but how do you know which one to go with? Let's compare Acima Leasing in Sioux Falls, SD against Progressive Leasing so you can decide which company has the application process, requirements, and store selection that sounds best for you.

Sioux Falls Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Sioux Falls, SD? And how does Acima Leasing work? They both have similar application steps. Shop at eligible retailers in Sioux Falls, choose the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Sioux Falls, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Sioux Falls vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Sioux Falls, SD share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Sioux Falls, SD, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Sioux Falls shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Sioux Falls Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Sioux Falls stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Sioux Falls, SD, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Sioux Falls, SD

The rules for leasable items at Acima Leasing and Progressive Leasing in Sioux Falls, SD are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Sioux Falls, SD Lease-to-Own Company?

The choice of lease-to-own company in Sioux Falls, SD is entirely in your hands. To choose the right fit, consider the application process, approval requirements, and which Sioux Falls stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.