Choosing Your Rapid City, SD Lease-to-Own Company
When selecting a lease-to-own company in Rapid City, SD, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Rapid City and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Rapid City, SD Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Rapid City, SD tend to work the same way. First, you pick from a list of approved Rapid City retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Rapid City, SD or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Rapid City, SD?
The items you can shop for vary based on which Rapid City, SD retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Rapid City, SD
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Rapid City, SD and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Rapid City businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Rapid City, SD stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Rapid City, SD
Both Snap Finance and Amica Leasing aim to help shoppers in Rapid City, SD with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Rapid City, SD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Rapid City, SD, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Rapid City, SD? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Rapid City, SD shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.