Selecting a Lease-to-Own Company in Rapid City, SD
Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but are low on cash. When looking at companies like Progressive Leasing in Rapid City, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Rapid City, SD so you can figure out which company has the best application process, store selection, and requirements for you.
Rapid City Progressive Leasing vs. Acima Leasing: How They Work
How does Acima Leasing work in Rapid City, SD? What about Progressive Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Rapid City, pick out the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Rapid City, you may be approved for up to $5,000!
Rapid City Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Rapid City, SD are alike, their requirements are different. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing in Rapid City, SD requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Rapid City shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Rapid City Can I Shop with Acima Leasing vs. Progressive Leasing?
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Rapid City allows you to shop at thousands of Rapid City stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Rapid City, SD stores.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Rapid City, SD
The rules for leasable items at Acima Leasing and Progressive Leasing in Rapid City, SD are quite similar. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Right for You: Progressive Leasing or Acima Leasing in Rapid City, SD?
The choice of lease-to-own company in Rapid City, SD is entirely in your hands. You have to select the right fit for you based on the application process, approval requirements, and which Rapid City stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.