Comparing Acima Leasing and Snap Finance in Brandon, SD

Looking for a lease-to-own company in Brandon, SD? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Brandon, SD Lease-to-Own Companies

When choosing a lease-to-own company in Brandon, SD, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Brandon so you can determine which company is right for you.

How Does Lease-to-Own in Brandon, SD Work?

How do Acima Leasing and Snap Finance work? Whichever Brandon, SD lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Brandon retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Brandon, SD will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Brandon, SD?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Brandon, SD. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Brandon, SD and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Brandon, SD and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Brandon stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Brandon, SD stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Brandon, SD

Snap Finance and Acima Leasing both want to help shoppers in Brandon SD get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Brandon, SD. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Brandon, SD also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Brandon, SD Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Brandon, SD. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.