Choosing Your Wallace, SC Lease-to-Own Company
When selecting a lease-to-own company in Wallace, SC, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Wallace and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Wallace, SC Work?
How does Snap Finance work? Or Acima Leasing? Most Wallace, SC lease-to-own companies operate similarly. You shop at an approved Wallace retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Wallace, SC or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Wallace, SC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Wallace, SC depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Wallace, SC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Wallace, SC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Wallace stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Wallace, SC stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Wallace, SC?
Both Snap Finance and Amica Leasing aim to help shoppers in Wallace, SC with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Wallace, SC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Wallace, SC, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Wallace, SC Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Wallace, SC. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.