Snap Finance in Union, SC or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Union, SC? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Union, SC Lease-to-Own Companies

When selecting a lease-to-own company in Union, SC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Union and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Union, SC Work

How does Snap Finance work? Or Acima Leasing? Most Union, SC lease-to-own companies operate similarly. First, you pick from a list of approved Union retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, pick the eligible items you want, and Acima Leasing in Union, SC or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Union, SC?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Union, SC. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Union, SC and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Union, SC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Union and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Union, SC, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Union, SC?

Both Snap Finance and Amica Leasing aim to help shoppers in Union, SC with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Union, SC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

Acima Leasing in Union, SC also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Union, SC

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Union, SC. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.