Choosing Your Surfside Beach, SC Lease-to-Own Company
When selecting a lease-to-own company in Surfside Beach, SC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Surfside Beach and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Surfside Beach, SC Work?
How does Acima Leasing work? Or Snap Finance? Whichever Surfside Beach, SC lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Surfside Beach retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Surfside Beach, SC or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Surfside Beach, SC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Surfside Beach, SC retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Surfside Beach, SC and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Surfside Beach, SC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Surfside Beach and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Surfside Beach, SC.
What Are the Requirements for Acima Leasing vs. Snap Finance in Surfside Beach, SC?
Both Snap Finance and Amica Leasing aim to help shoppers in Surfside Beach, SC with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Surfside Beach, SC, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Surfside Beach, SC requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Surfside Beach, SC
Acima Leasing and Snap Finance have a lot to offer shoppers in Surfside Beach, SC. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.