Deciding Between Acima Leasing and Snap Finance in Spartanburg, SC

You’re ready to shop with help from a lease-to-own company in Spartanburg, SC. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing Your Spartanburg, SC Lease-to-Own Company

When choosing a lease-to-own company in Spartanburg, SC, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Spartanburg and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Spartanburg, SC

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Spartanburg, SC tend to work the same way. To start, you choose an approved retailer in Spartanburg and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Spartanburg, SC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Spartanburg, SC?

The items you can shop for vary based on which Spartanburg, SC retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Spartanburg, SC and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Spartanburg, SC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Spartanburg and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Spartanburg, SC or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Spartanburg, SC

For shoppers in Spartanburg, SC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Spartanburg, SC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Spartanburg, SC also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Spartanburg, SC? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Spartanburg, SC. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.