You’re ready to shop with help from a lease-to-own company in Scranton, SC. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.
Choosing a Lease-to-Own Company in Scranton, SC
When comparing lease-to-own companies in Scranton, SC, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Scranton and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Scranton, SC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Scranton, SC tend to work the same way. To start, you choose an approved retailer in Scranton and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Scranton, SC will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Scranton, SC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Scranton, SC. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Scranton, SC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Scranton, SC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Scranton and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Scranton, SC.
Acima Leasing vs. Snap Finance Application and Requirements in Scranton, SC
Snap Finance and Acima Leasing both want to help shoppers in Scranton SC get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Scranton, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Scranton, SC, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Scranton, SC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Scranton, SC. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.