What to Look for in Ridgeland, SC Lease-to-Own Companies
When picking a lease-to-own company in Ridgeland, SC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ridgeland so you can determine which company is right for you.
Snap Finance in Ridgeland, SC vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Ridgeland, SC follow similar models. To start, you choose an approved retailer in Ridgeland and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Snap Finance in Ridgeland, SC or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ridgeland, SC?
The items you can shop for in Ridgeland, SC depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Ridgeland, SC and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Ridgeland, SC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Ridgeland stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Ridgeland, SC stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ridgeland, SC
Snap Finance and Amica Leasing are dedicated to helping Ridgeland, SC shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Ridgeland, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
Acima Leasing in Ridgeland, SC also requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Ridgeland, SC
Acima Leasing and Snap Finance have a lot to offer shoppers in Ridgeland, SC. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.