How to Choose a Lease-to-Own Company in Pendleton, SC
When picking a lease-to-own company in Pendleton, SC, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Pendleton so you can find the right company for you.
How Does Lease-to-Own in Pendleton, SC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Pendleton, SC lease-to-own companies operate similarly. To start, you choose an approved retailer in Pendleton and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Pendleton, SC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Pendleton, SC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Pendleton, SC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Pendleton, SC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Pendleton, SC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Pendleton businesses to national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Pendleton, SC stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Pendleton, SC
Snap Finance and Acima Leasing both want to help shoppers in Pendleton SC get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Pendleton, SC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Pendleton, SC also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Pendleton, SC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Pendleton, SC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.