Choosing a Lease-to-Own Company in Orangeburg, SC
When choosing a lease-to-own company in Orangeburg, SC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Orangeburg and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Orangeburg, SC Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Orangeburg, SC tend to work the same way. You shop in person or online at an approved Orangeburg retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Orangeburg, SC or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Orangeburg, SC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Orangeburg, SC depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Orangeburg, SC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Orangeburg, SC retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Orangeburg and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Orangeburg, SC or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Orangeburg, SC
Snap Finance and Amica Leasing are dedicated to helping Orangeburg, SC shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Orangeburg, SC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Orangeburg, SC requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Orangeburg, SC
Acima Leasing and Snap Finance are great options for Orangeburg, SC shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.