Deciding Between Acima Leasing and Snap Finance in North Myrtle Beach, SC

Seeking a lease-to-own solution in North Myrtle Beach, SC? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your North Myrtle Beach, SC Lease-to-Own Company

When picking a lease-to-own company in North Myrtle Beach, SC, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in North Myrtle Beach so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in North Myrtle Beach, SC

How does Snap Finance work? Or Acima Leasing? Most North Myrtle Beach, SC lease-to-own companies operate similarly. First, you pick from a list of approved North Myrtle Beach retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Snap Finance in North Myrtle Beach, SC or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

North Myrtle Beach, SC Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in North Myrtle Beach, SC. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in North Myrtle Beach, SC

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in North Myrtle Beach, SC as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in North Myrtle Beach and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in North Myrtle Beach, SC, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in North Myrtle Beach, SC?

Both Snap Finance and Amica Leasing aim to help shoppers in North Myrtle Beach, SC with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in North Myrtle Beach, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in North Myrtle Beach, SC requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in North Myrtle Beach, SC? Try Acima Leasing

Acima Leasing and Snap Finance are great options for North Myrtle Beach, SC shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.