What to Look for in North Charleston, SC Lease-to-Own Companies
When comparing lease-to-own companies in North Charleston, SC, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in North Charleston so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in North Charleston, SC
How does Acima Leasing work? Or Snap Finance? Whichever North Charleston, SC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in North Charleston and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in North Charleston, SC will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in North Charleston, SC?
The items you can shop for vary based on which North Charleston, SC retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in North Charleston, SC
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in North Charleston, SC as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small North Charleston businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find North Charleston, SC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in North Charleston, SC?
Snap Finance and Acima Leasing both want to help shoppers in North Charleston SC get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in North Charleston, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in North Charleston, SC requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in North Charleston, SC? Try Acima Leasing
Many shoppers across North Charleston, SC can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.