How to Choose a Lease-to-Own Company in North Augusta, SC
When choosing a lease-to-own company in North Augusta, SC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in North Augusta and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in North Augusta, SC
How do Acima Leasing and Snap Finance work? Whichever North Augusta, SC lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved North Augusta retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in North Augusta, SC will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in North Augusta, SC?
The items you can shop for in North Augusta, SC depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
North Augusta, SC and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local North Augusta, SC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in North Augusta and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find North Augusta, SC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in North Augusta, SC?
Snap Finance and Amica Leasing are dedicated to helping North Augusta, SC shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in North Augusta, SC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in North Augusta, SC, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in North Augusta, SC, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in North Augusta, SC. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.